Terms of Service

Last Updated: 22.04.2026

Welcome to Manic Moth Courses by Annika Frerichs-Balmes. These Terms of Service ("Terms") govern your use of our website [Insert URL] and the purchase of our online courses and digital content.

By accessing our website or purchasing a course, you enter into a legally binding agreement with:

Annika Frerichs-Balmes

Lamstedter Straße 20

27432 Hipstedt

Germany

Email: contact@manicmoth.de

Website: [Insert Website URL]

VAT ID (USt-IdNr.): DE320622883

(hereinafter referred to as "the Seller," "we," "us," or "our").

1. Introduction and Acceptance of Terms

By creating an account, clicking "Buy Now," or otherwise accessing our services, you agree to be bound by these Terms, our Privacy Policy, and any additional terms applicable to specific programs. If you do not agree to these terms, you may not access our services.

If you are a consumer (Verbraucher) as defined by § 13 BGB, specific statutory protections apply to you, particularly regarding the right of withdrawal (see Section 4).

2. Description of Services

We provide online educational courses, which may include video lessons, downloadable PDF materials, live webinars, and access to community forums (the "Services"). The specific scope of each course is detailed on the respective product page. We reserve the right to update or modify course content to keep it current and relevant.

3. User Obligations and Eligibility

Eligibility: You must be at least 18 years old to purchase a course. If under 18, you may only use the services with parental or guardian consent.

Account Security: You are responsible for maintaining the confidentiality of your login credentials and agree not to share your account access.

Prohibited Conduct: You may not use our content for commercial purposes, record lessons, or redistribute materials without express written consent.

4. Payment Terms and Refund Policy

Pricing: All prices are in Euro (€) and include German VAT unless stated otherwise.

Payment Methods: We accept [Credit Card, PayPal, Stripe, etc.]. Access is granted after successful payment.

Right of Withdrawal (Widerrufsbelehrung):

As an EU consumer, you generally have a 14-day right to withdraw without reason. However, for digital content not supplied on a tangible medium, you expressly agree that we may begin performance before the withdrawal period ends. By accessing or downloading course materials, you waive your 14-day withdrawal right.

Refunds: Outside statutory withdrawal rights, refunds are granted only at our discretion unless otherwise required by law.

5. Intellectual Property Rights

All content (videos, texts, graphics, logos) is the intellectual property of [Company Name] or licensors and protected by copyright laws.

License: Upon purchase, you receive a personal, non-exclusive, non-transferable license for educational, non-commercial use only.

Restrictions: Copying, modifying, distributing, or selling course content is prohibited.

6. Privacy and Data Protection (GDPR)

We process your personal data in compliance with GDPR.

Data collected is necessary to fulfill the contract (Art. 6(1)(b) GDPR).

We do not share your data except with payment processors and essential service providers.

See our full Privacy Policy at [Insert Link].

7. Limitation of Liability

We are liable without limitation for damages caused by intent, gross negligence, or personal injury.

For slight negligence, liability is limited to essential contractual obligations and foreseeable damages.

We do not guarantee specific results from course participation; application of knowledge is your responsibility.

8. Termination of Service

By User: You may stop using the services at any time.

By Seller: We may suspend or terminate your access without notice for violations of these Terms. No refund will be issued in such cases.

9. Governing Law and Dispute Resolution

These Terms are governed by German law, excluding the CISG.

Jurisdiction for businesses is [Insert City, e.g., Berlin]; for consumers, statutory rules apply.

Online dispute resolution platform: https://ec.europa.eu/consumers/odr. We do not participate in consumer arbitration boards.

10. Changes to the Terms

We may modify these Terms at any time. Material changes will be notified at least 30 days in advance via email or website notice. Continued use after changes constitutes acceptance.

11. Contact Information

For questions about these Terms, contact:

Annika Frerichs-Balmes

Lamstedter Straße 20

27432 Hipstedt

Germany

Email: contact@manicmoth.de